Dream Home Partner’s Checklist for Buying a Home
Searching for the perfect house to fit your family takes more than just looking at pictures on the internet. Let us show you the steps for the home buying process.
Talk to the Lender
When you’re ready to buy a home, your first step should be to talk to a lender. The finance professionals will check your credit score, examine your current debt-to-income ratio, and discuss the loan options available to your situation. This pre-approval process will give you an idea of how much you can afford in a house and what the monthly payments will be. The lender can also help you improve your profile to get the lowest possible payment.
Home Sweet Home
Now that you know how much of a home you can afford, it’s time to begin the search for Columbus, OH homes for sale. Do you prefer a quiet cul-de-sac or do you have kids and want to be on a street where they have someone to play with? Perhaps you’re looking for a good school district? All of these factors play into the neighborhood you’re looking for.
When you discover your preferred neighborhood, scope out the homes for sale. Once you’re inside you can truly check out the amenities, test the pipes, and get an idea for if the house feels like a home. Explore homes for sale in New Albany, OH.
Make A Purchase Offer
With your agent’s advice, you can make a fair offer based on the home, neighborhood, and market value. Plus, by making your purchase offer stand out, you could end up the winner in a multi-offer situation.
Your home is the biggest purchase of your life. Make sure the home is sound when the deal closes. Having this done may also give the seller an opportunity to fix things up before the deal is complete.
After the home inspection and appraisal, it’s important to get everything together for the closing. During this time, your lawyer or real estate agent may have additional forms for you to sign. You’ll be in contact with the lender to ensure they have the correct information for your finances. At the same time, you should set aside funds to cover the closing costs. This is money owed in addition to the down payment.